Goal-Based SIP · ₹5 Crore Target

SIP to Reach ₹5 Crore —
Your Monthly Investment

Find the exact monthly SIP needed to build ₹5 Crore at your target return rate. Adjust timeline and returns to find your optimal investment plan.

To reach ₹5 Crore at 12% returns, you need approximately ₹16,200/month for 30 years, or ₹52,500/month for 20 years. Start earlier and invest less.
Set Your Goal
Target Corpus
₹5 Crore
₹1 Cr₹50 Cr
Investment Period
20 years
5 yrs35 yrs
Expected Annual Return
12% p.a.
8%18%
Monthly SIP Required
₹0
to reach ₹5 Crore
Total Invested
₹0
Returns Earned
₹0
Goal Amount
₹5 Crore
% from Returns
0%

₹5 Crore SIP Goal — Key Questions

Is ₹5 Crore corpus enough to retire in India?+
₹5 Crore corpus at 4% safe withdrawal rate gives ₹1.67 lakh/month income — sufficient for a comfortable urban retirement in most Indian cities. Factor in inflation: ₹5 Crore in 2026 will have different purchasing power in 2046. Use our inflation calculator to adjust for real purchasing power.
What monthly SIP is needed to reach ₹5 Crore in 20 years?+
At 12% annual returns, you need approximately ₹16,200/month for 20 years to reach ₹5 Crore. At 15% returns (achievable with quality mid-cap/flexi-cap funds historically), you need approximately 25% less monthly investment. Use the slider above to find your exact number.