Renting · Affordability · Budget

Rent Affordability Calculator —
Your Ideal Rental Budget

Financial guideline: spend max 30% of take-home on rent. In Mumbai, Delhi, Bangalore this is often exceeded — see the real impact on your savings and financial goals.

Financial guideline: spend max 30% of take-home on rent. In Mumbai, Delhi, Bangalore this is often exceeded — see the real impact on your savings and financial goals.
Enter Details
Amount
₹80,000
₹1K₹1Cr
Rate
30%
1%36%
Period (years)
1 yrs
1 yr40 yrs
Result
₹0
calculated value
Invested
₹0
Returns
₹0
Return %
0%
Rate
0%

Frequently Asked Questions

How much of my salary should I spend on rent?+
Maximum 30% of net take-home. At ₹80,000 take-home, ideal rent = ₹24,000. In expensive cities, 35-40% is common but leaves little for savings. If rent exceeds 40%, consider a flatmate, relocation, or prioritising a salary increase.
How much security deposit is typical in India?+
2-3 months rent in most cities. In Mumbai and Bangalore it can be 6-10 months. Plus 1 month brokerage (non-refundable). For a ₹30,000/month apartment in Bangalore: upfront cash needed = ₹2.1-3.3L.