At 12% annual returns, ₹7,500/month SIP grows to ₹87L in 10 yrs at 12%. The longer you stay invested, the more compounding works in your favour.
₹7,500 SIP — Key Questions
How much does ₹7,500/month SIP give in 20 years?+
At 12% annual returns, ₹7,500/month SIP for 20 years builds a corpus of approximately ₹87L over 20 years. The power of compounding means that your returns in the last 5 years often exceed your entire first 15 years of accumulated wealth.
Which fund is best for ₹7,500 monthly SIP?+
For ₹7,500/month, a Nifty 50 index fund is the most sensible core holding — low expense ratio (0.1-0.2%), automatic diversification, and historically reliable returns. Once corpus crosses ₹5 lakhs, consider adding a Nifty Next 50 or flexi-cap fund as a second holding.
Should I increase my ₹7,500 SIP over time?+
Yes — a 10% annual step-up on ₹7,500/month dramatically increases your final corpus without requiring a lump sum. Link SIP increases to your annual salary hike. Even increasing from ₹7,500 to ₹8,250 in year 2 can add significantly to your 20-year corpus.