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Financial Calculators

SIP Calculator HOT

Monthly SIP returns with step-up option and year-by-year breakdown.

Target SIP Calculator HOT

Enter your goal — get the exact monthly SIP needed.

SIP to ₹1 Crore HOT

How much monthly SIP to reach ₹1 crore in any timeframe.

SIP to ₹5 Crore

Monthly SIP needed to build ₹5 crore corpus.

SIP to ₹10 Crore

Monthly SIP needed to build ₹10 crore corpus.

Step-Up SIP

Annual SIP increase calculator. See how 10% step-up doubles corpus.

SWP Calculator

Monthly income from your invested corpus without depleting it.

Lumpsum Calculator

One-time investment growth with compounding breakdown.

Lumpsum vs SIP

Side-by-side comparison — which strategy wins for you?

SIP vs PPF

Mutual fund SIP vs PPF returns after 15 years.

Mutual Fund Returns

Enter NAV price — get CAGR, profit and absolute return.

₹500/Month SIP

Even ₹500/month builds significant wealth over 20 years.

₹1,000/Month SIP

₹1,000 SIP returns at 10, 15 and 20 year horizons.

₹2,000/Month SIP

Corpus from ₹2,000 monthly SIP over any duration.

₹3,000/Month SIP

Corpus from ₹3,000 monthly SIP over any duration.

₹5,000/Month SIP

Corpus from ₹5,000 monthly — a common first SIP amount.

₹7,500/Month SIP

₹7,500 SIP returns and corpus year by year.

₹10,000/Month SIP

₹10,000/month SIP growth over any time period.

₹15,000/Month SIP

₹15,000 SIP corpus at 10, 15, 20 and 25 years.

₹20,000/Month SIP

₹20,000 SIP returns and corpus year by year.

₹25,000/Month SIP

₹25,000 SIP — builds ₹3 crore in 20 years at 12%.

₹30,000/Month SIP

₹30,000/month SIP corpus over any horizon.

₹40,000/Month SIP

₹40,000 SIP returns — ideal for high-income earners.

₹50,000/Month SIP

₹50,000/month SIP builds ₹5 crore in 20 years at 12%.

₹1 Lakh/Month SIP

₹1 lakh monthly SIP — the fastest path to 10 crore.

SIP for 5 Years

SIP corpus after 5 years at any monthly amount.

SIP for 10 Years

10-year SIP with year-by-year breakdown.

SIP for 15 Years

15-year SIP — where real wealth creation begins.

SIP for 20 Years

Most popular horizon. See compounding accelerate in years 15–20.

SIP for 25 Years

25-year SIP corpus for long-term retirement planning.

SIP for 30 Years

30 years of SIP — the full power of compounding.

SIP for 35 Years

35-year SIP — maximum long-horizon compounding.

SIP for 40 Years

₹5,000/month becomes ₹3.7 crore at 12% over 40 years.

Compound Interest HOT

₹1 lakh becomes ₹3.3 lakh in 10 years — see year-by-year.

Simple Interest

SI = P×R×T/100. Compare with compound interest instantly.

PPF Calculator

PPF maturity at 7.1% with 15-year year-by-year breakdown.

PPF vs FD

Which wins after tax? Depends on your income tax slab.

FD Calculator

Fixed deposit maturity with quarterly compounding.

RD Calculator

Recurring deposit with exact RBI compounding formula.

FD vs RD

Fixed deposit vs recurring deposit — which grows more?

EPF Calculator NEW

PF balance at retirement. 8.15% tax-free interest.

NPS Calculator

NPS corpus + monthly pension at retirement.

NPS Tax Benefit

Extra ₹50K deduction under 80CCD(1B) beyond 80C.

ELSS Calculator

ELSS returns + 80C tax saving combined.

CAGR Calculator

Annual growth rate of any investment over any period.

Double Money (Rule of 72)

Rule of 72 — how long to double your money at any rate.

Gold Investment

Gold returns vs equity. Sovereign Gold Bond comparison.

Gold vs Equity

Long-term gold vs stock market returns comparison.

Stock Profit / Loss

Profit, loss and % return on any stock trade.

Stock Average

Average purchase price after buying more at different prices.

Sukanya Samriddhi (SSY)

SSY maturity at 8.2% — best guaranteed return for girls.

Real Estate ROI

Rental yield + appreciation = total property return.

Dividend Income

Annual dividend income from any stock at any yield.

EPS Pension

Monthly pension from Employee Pension Scheme.

Portfolio Rebalancer

How much to buy/sell to restore target allocation.

Portfolio XIRR

Internal rate of return on irregular investments.

Asset Allocation

Right mix of equity, debt and gold for your risk profile.

ESOP Calculator

Value of employee stock options at any share price.

Crypto Tax

30% flat tax + 1% TDS on crypto gains in India.

Kisan Vikas Patra

KVP maturity — doubles your money in 115 months.

Post Office MIS

Monthly income from Post Office Monthly Income Scheme.

NSC Calculator

National Savings Certificate maturity at 7.7%.

Bank Interest

Interest earned on savings account over any period.

EMI Calculator HOT

EMI for any loan with full amortization schedule.

Home Loan EMI

Home loan EMI with SBI/HDFC/ICICI rates preset.

Home Loan Eligibility NEW

Maximum home loan based on salary and existing EMIs.

Home Loan Prepayment

Interest saved by making lump sum prepayments.

Personal Loan EMI

Personal loan EMI and total interest cost.

Car Loan EMI

Car loan EMI with down payment breakdown.

Education Loan

Education loan EMI with moratorium period.

Loan Prepayment

Interest and tenure saved by any loan prepayment.

Income Tax 2026 HOT

Old vs new regime — which saves you more this year?

In-Hand Salary HOT

CTC to take-home. PF, TDS, professional tax breakdown.

HRA Calculator HOT

Exact HRA tax exemption under Section 10(13A).

TDS Calculator NEW

TDS on salary, FD, rent, fees — all sections 2026.

GST Calculator HOT

Add or remove GST at 5%, 12%, 18%, 28%.

Gratuity Calculator

Gratuity as per Payment of Gratuity Act 1972.

Section 80C Planner NEW

Plan your ₹1.5L 80C limit — ELSS, PPF, LIC, EPF.

LTCG Tax NEW

Budget 2024: 12.5% tax on gains above ₹1.25 lakh.

Salary Hike

New take-home after any percentage salary increment.

Advance Tax

Quarterly advance tax to avoid interest penalties.

Rental Income Tax

Tax on rent after 30% deduction and home loan interest.

Salary Comparison

Compare two job offers — which pays more after tax?

Bonus Calculator

Take-home from bonus after TDS and deductions.

Freelancer Tax

Income tax for freelancers under Section 44ADA.

Second Income Tax

Tax on side income added to your primary salary.

FIRE Calculator HOT

Your exact corpus to retire early on investment returns.

Lean FIRE

FIRE number for a minimal, frugal early retirement.

Fat FIRE

FIRE number for an affluent early retirement lifestyle.

Coast FIRE

How much to invest now so you can stop and still retire.

Retirement Gap

Are you on track? Find your gap and monthly fix.

Net Worth Calculator

Assets minus liabilities — your exact personal net worth.

Emergency Fund

How much emergency fund you need and how fast to build it.

Savings Rate

Your savings rate determines your years to freedom.

Inflation Calculator

What ₹1 lakh today will buy in 10, 20, 30 years.

Child Education Fund

Plan for IIT/MBBS/MBA with 10% education inflation.

Marriage Fund

Save for your child's wedding at any horizon.

Budget Planner

50/30/20 rule — see exactly where your money goes.

Debt Snowball

Pay off smallest loan first — momentum method.

Debt Avalanche

Pay off highest-interest loan first — cheapest method.

Home Buy Calculator

Full cost of buying a home including stamp duty.

Home Rent Calculator

Total cost of renting including annual increases.

Rent vs Buy

Financial comparison — should you rent or buy?

Can I Afford This Car?

Check if a car purchase fits your income safely.

Credit Card Interest

36–42% annual cost of carrying a credit card balance.

Credit Card Payoff

Fastest plan to become debt-free on credit cards.

Life Insurance Need

Exact cover amount based on income and dependants.

Term Insurance Cost

Monthly premium estimate for any cover amount.