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Australia · AUD · Built for Australian Rules
Australia Financial
Calculators 2026
Every calculator uses Australian tax rates, superannuation rules, state-specific stamp duty, and ASFA retirement standards. No generic formulas.
🚀 Calculators Launching Shortly
We're building 30+ Australia-specific calculators. All use 2026 ATO rates, ASFA standards, and state-specific rules. They will appear on this page as they launch.
⏳ Superannuation Calculator
Project your super balance at retirement using current employer contribution rates, voluntary contributions, and investment returns.
⏳ Super Contribution Calculator
Concessional vs non-concessional limits. Salary sacrifice impact on take-home pay and super balance.
⏳ Age Pension Calculator
Assets test and income test for 2026. Find your Age Pension entitlement based on assets and income.
⏳ SMSF Setup Cost Calculator
Is an SMSF worth it? Compare costs vs APRA fund based on your super balance.
⏳ Stamp Duty NSW Calculator
2026 NSW stamp duty on purchases + First Home Buyer Assistance Scheme (FHBAS) exemptions.
⏳ Stamp Duty Victoria Calculator
Victorian stamp duty (land transfer duty) with principal place of residence concessions.
⏳ Stamp Duty QLD Calculator
Queensland transfer duty with first home concession and home concession rates.
⏳ Mortgage Repayment Calculator
Monthly repayments, total interest, and full amortization using AUD and current RBA rate context.
⏳ Negative Gearing Calculator
Investment property cash flow, negative gearing tax benefit, and net rental yield calculation.
⏳ Borrowing Capacity Calculator
How much can I borrow? Based on income, expenses, and current APRA lending standards.
⏳ Income Tax Calculator 2026
2025-26 ATO tax rates, Medicare levy (2%), LITO and LMITO offsets, and tax withheld.
⏳ Capital Gains Tax (CGT) Calculator
50% CGT discount for assets held 12+ months. Calculates net capital gain and tax payable.
⏳ Medicare Levy Surcharge Calculator
Am I liable for MLS? Income threshold, private hospital cover requirements.
⏳ HECS-HELP Repayment Calculator
2026 repayment thresholds and rates. See annual HECS repayment and years to pay off.
⏳ Salary Sacrifice Calculator
How much tax do you save with salary sacrifice into super? Take-home pay impact.
⏳ Franking Credits Calculator
Grossed-up dividend and franking credit refund calculation for Australian shareholders.
⏳ Emergency Fund Calculator
How many months of Australian living expenses should you hold in cash? Target and build timeline.
⏳ FIRE Calculator (Australia)
Financial independence number using 4% rule, Age Pension supplement, and Australian super balance.
⏳ Net Worth Calculator
Australian assets and liabilities — including super balance, property equity, and HECS debt.
⏳ Take-Home Pay Calculator
Australian salary to take-home pay. ATO tax withheld, Medicare levy, super guarantee.